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Home Mortgage Loan Rates, Co.: Obtaining Your Credit Report


Your credit report is the first step in applying for home mortgage loan rates. Knowing what is in it is often the most important question that a borrower can have. Some of these sites will let you request a credit report online, while others require a written request:

TRW Information Systems
- TRW / Experian.

Equifax - Order a copy of your credit report online.

Trans Union - a primary source of credit information and offers risk and portfolio-management services.


For  Written Requests:

TRW
P.O. Box 8030
Layton, Utah 84041-8030
(800) 392-1122

Equifax
P.O. Box 105873
Atlanta, Ga. 30348
(800) 685-1111

Trans Union
P.O. Box 390
Springfield, Pa. 19064-0390
(800) 916-8800

To challenge a report:
all  the toll-free number listed above for instructions, then send a copy of the report and a letter containing the information requested to:

TRW
Attention: NCAC
P.O. Box 2106 949
Allen, Texas 75002-0949

Equifax
P.O. Box 740256
Atlanta, Ga. 30374

Trans Union
P.O. Box 789768
Wichita, Kan. 67278


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